As Employer-Provided coverage and deductibles continue to rise, reports show that this trend will not be leveling off anytime soon. Reports show that the average cost of a family plan through an employer was almost $20,000 this year. In 1999, the average total premium for a family health insurance policy, taking in what workers and their employers paid, was about 14 percent of median household income. By last year, that was up to 31 percent. For more information, see the Wall Street Journal, the AP, Bloomberg News and CNN Money.